A BRIEF EXPLANATION OF SHORT TERM INSURANCE
Oct 3rd, 2009 by Travel Reporter
The temporary insurance is a excellent choice for people residingin the United States who are between jobs, waiting to take up another health insurance, waiting for Medicare, newly graduated, or are on COBRA.
Short term insurance can provide insurance against possible illnesses or injuries and do not usually include benefits such as preventive care, physicals, immunizations, dental or eye care and pre-existing medical conditions.
Short term insurance is usually valid for U.S citizens who are less the age of 64, their spouses and children. People who seek to take up short term medical insurance need to complete a short health qualification questionnaire which is necessary for coverage approval.
Short term insurance covers expenses such as Hospital & Surgery Fees, Outpatient Doctor Office fees, Diagnostic & lab fees, Organs, tissue or bone marrow transplant. Short Term Health Insurance provides insurance for a minimum period of one month to a maximum period of 12 months. The maximum coverage provided under this plan is up to one or two million dollars.
Short term insurance provides insurance for a minimum period of one month to a maximum period of 12 months. The maximum coverage offered under this plan is up to one or two million dollars.
There are numerous companies that provide short term medical insurance plans and depending on the duration and the benefits you require, you can choose an appropriate plan.
Assurant Short Term Health Insurance, Secure Short Term Medical Insurance, Golden Rule United Healthcare Short Term Insurance and Secure 12×3 Short Term Medical Insurance are some of the various plans available. .
Assurant short term medical insurance plan can be bought for a minimum time period of 30 days and a maximum time period of 360 days and offers coverage for U.S citizens and their spouses who are under the age of 65 and are not eligible for Medicare. Coverage is also available to their children who are under the age of 19. Non US residents must have resided in the US for at least 12 months. The other Short Term Health Insurance plans also have similar terms and conditions.
